AI Chatbot ChatGPT Predicts XRP Price with Potential ETF Approvals

With the U.S. Securities and Exchange Commission (SEC) recently acknowledging 19b-4 filings for several XRP exchange-traded funds (ETFs), speculation about the launch of these investment products has increased.

The possibility of multiple financial institutions launching ETFs or exchange-traded products (ETPs) for XRP has triggered discussions on how institutional demand could impact its value. This rising interest has led experts to assess the potential macroeconomic effects of such developments.

Potential Bullish Developments Around XRP

One expert, Rob Cunningham, a seasoned researcher, raised questions regarding the impact of 20 financial institutions launching XRP-based ETFs or ETPs in 2025. He highlighted that if these firms managed an average of $500 million in assets under management (AUM), they could collectively hold around 4 billion XRP tokens, representing nearly 6.9% of the circulating supply. This mirrors the institutional accumulation seen in Bitcoin ETFs.

Cunningham suggested that such large-scale adoption could lead to significant demand for XRP, driving its price upward. He emphasized the importance of the regulatory environment in determining XRP’s market growth direction, noting that regulatory clarity in the U.S. could boost institutional confidence and adoption. He pointed out past instances where legal certainty led to institutional inflows, referencing the rapid growth of Bitcoin ETFs following SEC approval.

Additionally, Cunningham speculated that the expiration of Ripple’s 1,700 non-disclosure agreements (NDAs) could unveil major financial partnerships, enhancing demand for XRP-based products. He mentioned that he and other experts would discuss these factors in an X Space session.

XRP Price Under These Conditions

To assess the potential price impact of these factors, ChatGPT was consulted. The AI chatbot highlighted that if XRP ETFs garner similar institutional backing as Bitcoin ETFs, it could de-risk the asset for hedge funds, pension funds, and major financial institutions.

Moreover, the expansion of investment products, including XRP, would allow registered investment advisors, mutual funds, and brokers to incorporate XRP into traditional portfolios. This integration could also enable retirement accounts, ETF-based derivatives, and increase broader media coverage, historically helping to boost mainstream adoption. A consistent rise in retail and institutional interest could create a flywheel effect, amplifying demand.

ChatGPT noted the potential impact of Ripple’s business developments. Should the expiration of Ripple’s NDAs reveal partnerships with major financial institutions, demand could rise significantly.

XRP Price Prediction | ChatGPT

The AI drew comparisons to BlackRock’s Bitcoin ETF approval, which caused supply constraints and a sharp rally in Bitcoin’s price. A similar disclosure regarding XRP’s role in global financial settlements could spur increased market participation.

Based on these considerations, ChatGPT projected several price scenarios for XRP:
– In a moderate institutional demand scenario, XRP could increase to $5 to $7.
– If institutional adoption accelerates alongside retail demand, the price may reach $7-$12 by 2026.
– In a highly optimistic scenario, where XRP achieves mass adoption, its value could surge to $15-$25.