What’s in Trump’s tax-cut bill making its way through the US Congress?

investing.com 29/06/2025 - 18:46 PM

Senate Advances Trump’s Tax-Cut Bill

WASHINGTON (Reuters) – U.S. Senate Republicans are advancing President Donald Trump’s tax-cut and spending bill, featuring significant components of his domestic agenda.

The Senate has passed the bill and will consider numerous amendments before the final passage, after which it will return to the Republican-controlled House of Representatives for final approval before Trump can sign it into law. Here are some details of the bill:

Temporary vs. Permanent Tax Breaks

The nonpartisan Congressional Budget Office estimates that the Senate bill will add about $3.2 trillion to the national debt over the next decade. This is higher than the $2.8 trillion estimated cost of the House version, mainly because the Senate bill makes several tax cuts permanent, whereas the House version would have allowed them to expire after a few years.

TAX CURRENT HOUSE VERSION SENATE VERSION
Child tax credit $2,000 Raised to $2,500, permanent through 2028, then reverts to $2,000, indexed to inflation.
Standard deduction $30,000 Temporary increase to $32,000 for married couples, reverts in 2026.
Business research Amortized over 5 years 100% expensing for domestic research until 2029, then reverts.
Bonus depreciation 40% this year 100% through 2029, then phases out to 0% by 2026.
Business interest expenses Up to 30% Expanded to include EBITDA permanently until 2029.

State and Local Tax Deduction

The Senate version raises the maximum deduction for state and local tax payments to $40,000, with annual inflation adjustments. This will revert to $10,000 after 2029. The House version would have maintained the deduction at $40,000 after 2026.

Deduction for Older Americans

The Senate bill would provide a federal income tax deduction of $6,000 per year for people over 65, while the earlier House version offered a $4,000 deduction. Both would end after 2028.

No Tax on Tips

The Senate bill allows a deduction of up to $25,000 for tipped income through 2028, unlike the House version, which does not cap the deduction.

Retaliatory (Section 899) Tax

Both bills included a provision for new taxes on residents and businesses from countries with “unfair foreign taxes,” but it was removed after advice from Treasury Secretary Scott Bessent regarding ongoing negotiations with G7 nations.

Debt Ceiling

The Senate bill would raise the debt ceiling by $5 trillion, while the House version proposed a $4 trillion increase. Congress must act this summer to avoid a default on the $36.2 trillion debt.

Clean Energy Projects

The Senate bill intends to repeal clean-energy incentives from President Joe Biden’s 2022 Inflation Reduction Act, with a new tax on projects unable to prove they are free from Chinese parts, as well as a tax break for coal production.

Medicaid

Both bills propose to restrict state-levied “provider taxes” on Medicaid providers to boost federal funding. The Senate version delays these changes until 2028, plus adds $25 billion for rural hospitals.

Sports Teams

The Senate version does not include a provision from the House bill that would cut a tax break for sports-team owners in half.

Courts

The current Senate bill excludes a clause intended to limit U.S. judges’ power to block federal policies nationwide, following a ruling by the nonpartisan Senate parliamentarian, determining it does not align with chamber rules for this budget process.




Comments (0)

    Greed and Fear Index

    Note: The data is for reference only.

    index illustration

    Greed

    63